6 BEST TRAVEL CREDIT CARDS IN INDIA 2020
Travel Credit Cards are uniquely tailored to make yourtravels rewarding with a host of offers and privileges. If you are wanderlustor work takes you to different places in India and abroad, then a travel cardcan be resourceful. Besides keeping your wallet or purse light of wads of cash,keep your perfect travel credit card during your tour.
Best travel cards come with excellent perks like priorityboarding, premium lounge access, and rewards in terms of points and free airmiles. You can easily redeem from a huge range of options like shopping,appliances, spa, travel vouchers, discounts at restaurants and hotels, etc.
Now without any further delay, let's look at the creditcards which made it to the list;
TheYatra SBI Card
Present-day, the Yatra SBI Card is on the top position whenit comes to the best travel credit card in the market for Yatra. If you use iton a regular basis, you can avail 6 discounts of up to 20% off flight and hotelbookings on Yatra every year. Besides, you get two domestic MasterCard loungevisits quarterly.
On non-travel expenses, you get value back of 1.5% on retailand grocery stores, and on dining, movies, entertainment and internationaltransactions (6 points per Rs. 100 spent, 25% redemption rate for Yatravouchers). But with the Yatra, you can get the actual advantages. Apart from itand other mentioned categories, you get a rupee value back of 0.25% that isbelow average (1 point per Rs. 100).
AxisBank Insta Easy Credit Card
The Axis Bank Insta Easy Credit Card is on-demand thesedays. To avail this card, you need to deposit at least Rs. 20,000 and then youdo not have to pay any annual fees; besides, there is no age or income needs.You'll get the most out of the card from its great 1.2% rupee value back ondomestic charges (6 points per Rs. 200; 1 point = Rs. 0.40 in Yatra vouchers).
On international charges, you will be able to get a betterrate of 2.4% rupee value back (12 points per Rs. 200). Dining at selectedrestaurants could also earn you up to 15% off when using the card. Overall, itbrings amazing travel benefits in a card against fixed deposit
BOBFinancial Premier Credit Card
BOB Financial Premier Card is available for effectively noannual fee. But it charges Rs. 1,000 as a technical charge, but the firstyear's fee is waived on the speed of Rs. 10,000 within 60 days, which should beeasily achievable for most consumers.
In the second year, to use the card freely you need to spendRs. 120,000 in a year that is mainly achievable for an average spender.
All monetary value from this card comes from rewards earnedon spend, with great 2.5% rupee value back on travel, dining and internationaltransactions (10 points per Rs. 100 spent; 1 point = Rs. 0.25).
You'll earn a relatively average 0.50% rupee valueback on all other spending (2 points per Rs. 100). Last, you'll get access todozens of lounges across India. Get this travel card if you want to avoid anannual fee, assuming you can meet the annual spending requirement
SnapdealHDFC Bank Credit Card
Snapdeal HDFC Bank Credit Card brings amazing offers anddiscount for travel and shopping spends both. If you want great rewards forboth, go for this Card. It gives an awesome welcome gift equates to Rs. 2,250in Snapdeal vouchers, and then most of its value is from the fantastic 11.67%value back on Snapdeal (5% instant discount + 20 points/Rs. 150 spent; 1 point= Rs. 0.50 Snapdeal vouchers).
You get an excellent 6.67% value back on HDFC's exclusiveSmartBuy platform, with 20 points per Rs. 150 spent on travel bookings.Besides, it provides a 6.67% value back on Amazon, Flipkart, and many more.
StandardChartered Yatra Platinum Card
If you are looking to acquire a card used for travellingexpenses, specifically on Yatra, then this Standard Chartered Yatra PlatinumCard is the ideal option for you. It offers excellent 10% cash back on alltravel bookings on the platform. It covers domestic as well as internationalflights, and hotel bookings.
Moreover, the Standard Chartered Yatra Platinum Cardprovides a great perk. With it, you can cancel flights without paying any fees.Also, the cash back rate, the card also offers cardholders rewards rate of0.95% (4 points per Rs. 100, 1 reward point = 0.53 InterMiles) on all travel bookings.
CitiPrestige Credit Card
The Citi Prestige Card is known for offering the mostlucrative perks on the market. A majority of the card's value comes fromits annual bonuses of about Rs. 14,500 in rupee value (10,000 miles + Rs.10,000 in Taj/ITC vouchers). It also has a great rupee value back of 1.8% ondomestic spend (1 point per Rs. 100) and 3.6% overseas (2 points per Rs. 100).
Get fantastic perks, with its unlimited Priority Pass, stay4 nights get 1 free at any hotel globally and great golf advantages. If you canspend enough or have Citigold Private Status and want perks like these, CitiPrestige Credit Card is for you.
It is really difficult to choose the best travel credit card as there is a huge variety and many of them seem to be the same! I hope this list will help you. Lastly, the best travel credit card is the one that aligns your travel goals.