Sales,sales, sales- as a business owner, you have them in your sights.

When itcomes to online business, you want your customers' purchasing experienced onyour site to be as seamless as possible including at its most important, thecheckout experience.

You haveinvested a good amount of money and time in creating a fascinating website andpurchase a quality web hosting. But have you thought about your checkoutprocess? If it is simple and secure, you will be easily inviting customers.

So what arethe major factors to a positive buying experience? A solid payment gateway, athird-party application, which provides an easy-to-use tool for processingpayments from sales.

Let'sdiscuss: what is a payment gateway? How does it work? What options are outthere?

Introduction-A Payment Gateway

Anapplication that makes the online payment simple and easy can be called apayment gateway. It works as a medium that connects a merchant's mobile app orwebsite with the bank. When a user does payment through a payment gateway, themerchant's website sends your debit/credit card details to the gateway forconfirmation. Then it verifies the details from the bank and the amount getstransferred from the bank account to the merchant's bank account.

Here are thebest payment gateways in India that are useful for e-commerce and start-upbusiness;


The globalpayment platform, PayPal is available in 200+ companies and claims to haveprocessed 4 billion payments. In case, you are expecting orders from yourinternational consumers, PayPal is the best option to integrate on your site.It supports over 100 countries with a fund withdrawal facility in your bankaccounts in 57 currencies and holds balanced in their PayPal accounts in 26currencies.

Over theyears, Paytm has grown and gained significant popularity and hence, theBusiness Paytm model is equally reliable. It is in the leading position when itcomes to QR based mobile payments. It works very smoothly and is one of themost user-friendly payment gateways in India. It provides a plug-in for majorecommerce platforms; the customer support is excellent and it supports alldomestic debit and credit cards.


When itcomes to payment gateways, PayKun is among the top names. It assures thesecurity of the sensitive data and funds involved in the online transactionbetween the buyer and the seller by being PCI DSS Level 1 compliant. Under it, thecustomer gets multiple payment options to ensure that the payment is donequickly. You can integrate it with the website of all major platforms like DotNet, WordPress, iOS, PHP, Java, OpenCart, etc.


One of themost intuitive and effective payment gateways, Easebuzz holds a strong emphasison digital payment on the global level through many mediums like a credit card,UPI, net banking, debit card, etc. It comes with a boatload of state-of-the-artfeatures that can easily make a transaction immensely easy like QR Code-basedpayment, Easy API, 100+ Payment Option. The best part is that setup costs for large and medium-sized businessesare completely free when you take the Easebuzz payment gateway.


The onlypayment solution in India, Razorpay allows businesses to accept the process anddisburse payment with its product suite. It provides you access to all paymentmodes like debit card, credit card, net banking, UPI and popular wallets likePayUmoney, Airtel Money, Ola Money, JioMoney, PayZapp. This option is wellknown for the highest level of tech integration at a reasonable price.


Among thebiggest payment gateways of India, PayU India provides the best customerservice. Because of its multiple advantages, it has been roped in e-commercebiggies like Jabong and Snapdeal. This payment gateway offers four differentpricing packages that change in including aspects such as the Risk ManagementSystem, Mobile optimized payment page, IVR Payment, Multi-Currency Gateway,Store Card Features, and Amount Analytics.


Once,Mobikwik was a famous household name for online mobile research. Because of itsincreasing popularity and usage, it has now become one of the most famouspayment gateways in the country within no time. Presently, Mobikwik is offeringtwo plans that are Small Business/Startups and Enterprise. It has amobile-friendly and mobile-optimized checkout design. It supports WordPress,Java, PHP, OpenCart, Magento, and Asp. Net.

HDFCPayment Gateway

Apart frombeing one of the leading banks in India, the payment gateway brought you byHDFC is amazing but, it is not for small businesses. If you have a largecompany and a good flow of cash, try this gateway. Today, this is one of thebest payment gateways in India for big ventures and offering two services thatare Business-to-Business and Direct Pay Mode of Payment. It can support manyshopping carts and all Master or VISA credit cards and debit cards, Netbanking. Right now, this payment gateway is available on Android, iOS, andWindows.

These arethe top payment gateways in India that you can use for your business. Comparethe services across the platforms and technologies and select that suits yourbusiness.

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